Welcome

Welcome to [www.strata.ng](https://www.strata.ng/). This website belongs to Strata Advisory Limited (“Company”), a company providing a diverse range of business solutions including business consulting, business intelligence and data analytics, and general business advisory.

The Terms and Conditions (“Terms”) contained herein shall govern your access to and use of this website. Please read these Terms carefully. By accessing the Website, you agree to be bound by them. If you do not accept any of these Terms, discontinue your access immediately.

By using our Website, you accept these Terms in full.

Definitions

Business Partner — third-party companies and organizations with whom the Company has a formal agreement.

Personal Data — as defined by the Nigerian Data Protection Act, 2023.

1. License to Use the Website

We grant you a non-assignable, non-exclusive, and revocable license to use this Website. This includes all updates, upgrades, and new versions.

You may not alter, reproduce, reverse engineer, or redistribute the Website unless otherwise agreed in writing. Any feedback you give may be used by us without obligation to you.

2. Use of Website

You agree to follow all guidelines and updates provided via this Website. We may modify, suspend, or discontinue the Website at any time without notice.

3. Age Restrictions

Use of the Website is limited to those of legal age who have the capacity to enter into contracts.

4. Website Ownership and Use Restrictions

All content on this Website is the intellectual property of the Company or Group. You may not copy, distribute, mirror, or frame any part without written permission.

5. Website Security

You must not:

• - Access unauthorized data or servers
• - Attempt to breach security
• - Send viruses or spam
• - Forge header info

Violations may result in legal action.

6. Warranty Disclaimer Notice

The Website is provided “as is” and “as available” without warranties. Use is at your own risk.

7. Limitation of Liability and Exclusions

We are not liable for any direct or indirect damages resulting from your use of this Website.

8. Hyperlinks

Third-party links are provided for convenience. We are not responsible for their content or any outcomes from their use.

9. Advertising

We may use this Website to promote our services or those of partners. You are not entitled to any fees or compensation.

10. Your Submissions and Information

By submitting content (e.g. reviews, comments), you grant us a license to use it. We may send you promotional emails—you may opt out at any time.

11. Notices

Notices may be delivered through:

• - Print or digital media
• - Post to your last known address

You may only give notice in writing to our designated contact.

12. Indemnity

You agree to indemnify Strata for any damages arising from your use of the Website or violation of these Terms.

13. General

• - No waiver of Terms will apply unless formally stated.
• - Severability ensures all other provisions remain valid if one is found unenforceable.
• - No third-party rights unless specified.
• - Termination may be issued immediately without reason.
• - Amendments may be made by notice on the Website or by email.
• - Breach may result in suspended access or legal action.
• - Language — English version of Terms prevails.
• - Records — digital records are admissible in legal matters.
• - Sub-contracting — Strata may use third-party providers at its discretion.

14. Dispute Resolution

Disputes should first be resolved informally. If unresolved within 60 days, they may be referred to the Lagos State Multi-Door Courthouse (LMDC) for mediation. If mediation fails within 3 months, either party may proceed to court. This clause survives termination.

15. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria, and any disputes shall fall under the jurisdiction of Nigerian courts.